Digital Banking
Future

Modernizing banking for a young, digital-savvy generation

Experience Digital
Lending Excellence

Building a winning Digital Lending experience for Retail customers and SMEs

More power to
your customers

Point-of-Sale and E-commerce BNPL financing solution

Streamlining
Payments Globally

Prioritizing security, accessibility, and freedom to change lives

Arttha Partner
Program

Become a part of Arttha’s global partnership ecosystem

Banking

Lending

Buy Now Pay Later

Payments

Become a Partner

Arttha is the #1 choice for
100+ banks and financial institutions around the world

News Updates

Awarded for Excellence in Digital Banking Solutions

Financial services transformation globally

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About

Arttha- Making Banking as a Service Seamless, Real-Time, and Transparent

Arttha, the flagship product of PureSoftware, is one of the fastest-growing unified banking platform reshaping and reinventing banking with the agility of fintech. Arttha is an omni-channel, cloud-ready platform based on a completely modular and microservices architecture. It has been uniquely offering value propositions, such as Core Banking for Virtual Banks, Digital Wallet & Payment Solutions, Loan Lifecycle Management, Merchant Management, and Agency Banking.

Building a stronger legacy all the time through innovating business models and reshaping CX

3 Billion+

Annual transactions

150 million+

End Users

10 Million +

Merchants

Markets globally

15+

Markets globally

Solutions

Our Solutions

Arttha’s banking solutions make banking convenient, simple, and consistent for your customers. As a digital banking solution provider, Arttha offers a complete suite of solutions, including:

Digital Omnichannel Banking

Build a successful omni-channel strategy focused on customers, engage them effectively, and deliver a delightful digital banking experience wherever they want.

Digital Wallet & Payments

A Digital Wallet and Payments solution you can bank on for the connectivity, scalability, and flexibility you need to thrive in the increasingly demanding and fast-moving payments market.

Loan Lifecycle Management

A future-ready and flexible loan lifecycle management solution turning lending into a quick, painless process and enables lenders to sustain customer-centric digital experiences at scale.

Merchant Management

A powerful Merchant Management solution that allows banks and fintech firms to onboard and manage their merchant relationships seamlessly.

Agency Banking

Arttha Agency Banking is powering banks to reduce operational costs and accelerate financial inclusion by delivering simplified branchless banking services to the unbanked and the underbanked.

BNPL platform

Arttha BNPL platform powers instant finance through Point-of-Sale and BNPL financing solution that helps boost sales and average order value.

Cloud Native Core Banking

Take your core banking to cloud and empower your customers with greater freedom to transact globally.

Functional Features

Usability

With an end-user centric design, Arttha puts your customer experience first
Innovation

Arttha is a digital first platform with functional and technical innovation to keep our customers ahead of the curve
Monetization

Create new products and multiply revenue streams through targeted business offerings
Configurability

Configure features, business rules and services as per your business needs

Why Arttha?

Arttha solutions are expanding the World of Possibilities in Banking and
removing the Traditional Barriers of Banking in both Developed and Emerging economies.

Faster GTM

Out of the box configurable features allowing quick launch

Converged Platform

A single unified banking solution for all your business needs in payments, savings and lending

Open APIs

Creating an ecosystem for greater adoption and interoperability

Cloud first architecture

A microservices based architecture built with readily available cloud deployments to allow banks and fintechs to adopt banking as a service

Arttha Banking Solutions

Case Studies

Indonesia’s state-owned fintech service provider trusts Artha to finance the working capital needs of SMEs and warungs in the country

Enabled a leading mobile financial service provider in Myanmar with an omnichannel digital wallet solution, Arttha

Multiple banks in Nepal trust Arttha to provide customers an accessible mobile banking solution

Helped a leading Indonesian bank expand its digital banking and wallet capabilities by implementing Arttha Digital Banking Platform

Helped a leading African Bank reinforce its position in market with Arttha Digital Wallet and Lending Solution

Empowered a leading African Bank to accelerate financial inclusion with Arttha Digital Banking Solution

Arttha Enabled Quicker Go to Market for a Large Indonesian Bank by Implementing a Unified Fintech Platform

Arttha helped Banks in Nepal Accelerate Financial Inclusion

Introduced Paying Ease in Senegal with Arttha Prepaid Utilities Consumption Solution

Powered Service Providers in Myanmar with Arttha Digital Wallet and Payments Solutions

Helped an Indian Payment Service Provider Streamline Offerings with Arttha Digital Wallet

Get in Touch

Digital BankingFuture

Experience Digital Lending Excellence

More power to your customers

Streamlining Payments Globally

Arttha PartnerProgram

Arttha is the #1 choice for 100+ banks and financial institutions around the world